April 2025

““You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in…

March 2025

“But if, baby, I’m the bottomYou’re the top.”.  Cole Porter.  In this month’s reflection section, we noted that March has had more than its fair…

February 2025

“Our favorite holding period is forever.”.  Warren Buffet  Things are not always what they seem. Even Warren Buffet who espouses the concept of holding forever…

January 2025

 “ I am putting myself to the fullest possible use, which is all I think that any conscious entity can ever hope to do.?.” –…

December 2024

We wish everyone a happy and healthy new year. I have attached our most recent market commentary.  We appreciate your continued interest. “Que Sera, Sera…